Closing Costs

There are certain standard costs associated with closing the sale of a house. These fees are split between the buyer and the seller, as spelled out in the sales contract.

As I negotiate the sales contract for you, I will not only work to get the sales price you want, I will also work to limit the number of closing costs for which you will be responsible.

I will walk you through the closing costs, answering any questions you may have explaining which costs are decreed by law to be yours and which are negotiable.

Good Faith Estimate

Buyers will receive a "Good Faith Estimate" of closing costs at the time the loan application is submitted to the lender. The estimate is based on the loan officer's past experience and may not include all the closing costs. I will be glad to review the "Good Faith Estimate," answering questions and highlighting missing costs and estimates I believe to be low.

Standard Closing Costs

Loan-Related Costs

  • Loan Origination Fee
  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance

  • Homeowners Insurance
  • Flood or Quake Insurance
  • Private Mortgage Insurance (PMI)
  • Title Insurance

 

Got a Question?

Do you have a question? We can help. Simply fill out the form below and we'll contact you with the answer, with no obligation to you. We guarantee your privacy.
 
Your Information
*Name:
*Email:
Phone:

Your Question
Question:

Note: Fields with an * are required

Areas served: Orangetown real estate, Clarkstown real estate, Nyack real estate, Ramapo real estate, Havestraw real estate, Stony Point real estate, Tapan real estate, South Nyack real estate, Upper Nyack real estate, Piermont real estate,Grandview real estate,Upper Grandview real estate,Sarkill real estate, West Nyack real estate, Blauvelt real estate, Orangeburg real estate,  Palisades real estate, Pearl River real estate, Nanuet real estate, Bardonia real estate, New City real estate, Congers real estate, Valley Cottage real estate, New Hempstead real estate, Hillcrest real estate, Spring Valley real estate, Chestnut Ridge real estate, Airmont real estate, Monsey real estate, Wesley Hills real estate, Pomona real estate, Montebello real estate, Suffern real estate, Tallman real estate, Sloatsburg real estate, , Havestraw real estate, Garnerville real estate, Theills real estate, West Havestraw real estate, Stony Point real estate, Tompkins Cove real estate and lower Orange County real estate, Rockland County real estate,  Orange county real estate, Rockland County MLS (Multiple Listing Service) and Orange county MLS

 


Coldwell Banker 170 No.Main Street New City, New York 10956-4302
Phone: Cell: Fax:

Why Title Insurance? | Why Get An Inspection? | Title Information | ResultsforYou | Why Choose Me | Radon Information | Contact Us | Curb Appeal List | Setting the Sales Price | Tax Closing Costs | Lead in the Home | Loan-Related Closing Costs | Insurance Closing Costs | Getting the Highest Price | For Sale By Owner | How Much Is Your Home Worth ? | Your FICO Score | How Escrow Works | Forclosure Watch | EmergencyNetwork | Valley Home Insp | Your Market Watch | My News Letter | Daily News and Advice | Local Market Conditions | FastMortgagePreApproval | Home Inspection Services | Pillar To Post | Activerain | Real Estate Channel | Trouble Paying Mortgage? | Closing Costs | First Time Buyers | Get Pre-qualified | Inspection Tips | Home Buyer Checklist | LOOKING TO BUY ? | Download Adobe Acrobat | Tell a Friend | Environmental Issues | Real Estate Glossary | Our Homes | LOOKING TO SELL ? | Area Homes | BACK TO HOME PAGE | Applying for a Loan | Loan Application Checklist | The Bi-Weekly Mortgage | Mortgage Saving Tips | Your Downpayment | Housing Finance Agencies | Document Your Assets | Your Buying Power | Writing the Offer | Loan Programs | Mortgage Shopping | Locking in Rates | Living Trusts | Lender Types | Staying Approved | Neighborhood Prices | Staging Your Home | Staging Checklist | Creative Financing | Heart of the Matter | 9 Steps to Owning | Mold in the Home | Seller Paid Closing | Site Map | ARM Calc | APR Calc | Fixed Rate Mtg Calc | Mortgage Points Calc | 15 vs 30 Year Mtg Calc | Mtg Tax Savings Calc | Balloon Mortgage Calc | ARM vs Fixed Rate Calc | Mortgage Qualifier Calc | Maximum Mortgage Calc | Mortgage Payoff Calc | Rent vs Buy Calc | Mortgage Calculators | Request Industry Info | VIDEO Your Dream Home | VIDEO9 Steps to Ownership | VIDEOHow toSell YourHouse | VIDEO Staging Your Home | Winterize your Home | Property Management | Reasons Homes Don't Sell | Be Accessible! | Buying Foreclosures/REO's | Contingencies in Contracts | The Back Yard | What's Earnest Money? | Homeowner Warranties | Plumbing and Fixtures | Real vs. Personal Property | The Kitchen | Flowers Add Curb Appeal! | Ethics in Real Estate | Improvements That Pay | Home Appreciation | SellingOneBuyingAnother | Fixer Uppers | Home Price Index | My Blog | Sweepstakes Win $1,000

Copyright © 2008 Coldwell Banker
Portions Copyright © 2008 a la mode, inc.
Another XSite by a la mode, inc. | Admin Login| Terms of Use| Site Map
All rate, payment, and area information are estimates and approximations only.